Frequently Asked Questions

At MCM Capital Funding, we believe in transparency and open communication. Whether you're curious about our lending process or need more details on funding options, explore our FAQs or reach out to our team for personalized assistance. We're here to support you every step of the way.

  • We specialize in single-family residential properties, including fix-and-flip and rentals. Additionally, we provide transactional funding and purchase price only.

  • Our approval process is quick and streamlined. Once all necessary documents are submitted, we typically approve loans within 1-2 business days.

  • We can close loans as quickly as 72 hours once the property title is clear.

  • Yes, our loans are interest-only, with principal payment due at the time of loan payoff. MCM Capital Funding does not escrow taxes and insurance.

  • Your monthly payments are automatically withdrawn from your bank account using the ACH process.

  • Our standard loan terms range from 6 to 9 months, depending on the project and borrower’s needs.

  • Our rates vary between 9% to 13%, depending on the property and borrower qualifications.

  • Yes, we perform a credit check as part of our application process, but our primary focus is on the investment potential of the property.

  • Loan amounts range from $150,000 to $500,000 based on the property's value and your investment goals.

  • A draw request allows you to access funds during your project. Submit your documentation, and we’ll process your request within 3-5 business days.

  • We offer up to 75% LTV -or- 90% of cost of project.

  • Extensions are available upon request and are subject to approval based on the progress of your project.

Whether you're flipping properties or expanding your rental portfolio, we provide the funding solutions that give you a competitive edge.