Transactional Funding

Our Transactional Funding option is designed for investors engaged in back-to-back closings, where timing and liquidity are essential. This short-term financing solution provides the capital needed to purchase a property with the intent to immediately resell, typically within the same day or within a few days. Transactional Funding is ideal for wholesalers or investors who have an end buyer lined up but need temporary funding to complete the initial purchase. With MCM Capital Funding’s quick turnaround and efficient process, you can close confidently and maintain momentum in your investment transactions.

Loan Terms

  • 2 Day Loan Term

  • 1.50 Points or a minimum of $2,500

  • 24hr Funding Available

  • Loans available up to $500,000

  • No Credit Requirements

  • No Income Requirements

  • Total Transaction will be Funded

  • All fees & points to be shown on the HUD and paid for by the proceeds

  • End Buyer’s funds must be at the title company with final approval to disburse prior to MCM Capital Funding’s release of wire

Benefits of Transactional Funding with MCM Capital Funding

  • Back-to-Back Closings: When an investor needs to complete a quick purchase and resale transaction within the same day or a short period, transactional funding bridges the financing gap.

  • No Personal Capital at Risk: Investors can avoid using their own capital for a temporary transaction, preserving liquidity for other investments.

  • Immediate Profit from End Buyer: With an end buyer already lined up, transactional funding allows investors to secure profits quickly without waiting for traditional funding.

  • Speed in Competitive Markets: In fast-paced markets, transactional funding enables investors to move swiftly and secure deals before they’re lost to competing buyers.

  • Limited or No Credit Requirements: Transactional funding typically focuses on the property and end-buyer agreement, making it accessible for investors without requiring extensive credit checks.

Our Process is Simple

  • Apply

    Start by completing our simple application form, providing the basic details about your project and funding needs. We’ll review it promptly and guide you through the next steps to keep things moving smoothly.

  • Submit Docs

    Once your application is received, MCM Capital Funding will connect with you and request any additional documentation (entity docs, project budget, etc.). Upon approval, you will receive your term sheet for final signatures.

  • Funding

    We collaborate closely with your chosen title company to ensure a seamless funding process. Our goal is to eliminate delays so that you’re never left waiting for funds. With our smooth coordination, you can focus on closing your deal with confidence.